Customer is responsible for the quality and accuracy of each Image created, and for insuring that the corresponding MICR Data matches the correct Image and Check. All Eligible Items transmitted to Bank using the Service must be legible and meet Bank’s processing requirements. Customer agrees to follow all of Bank’s present and future requirements and instructions, including Operational Instructions, related to the Service. “ MICR Data” means all Magnetic Ink Character Recognition (MICR) line information on a Check. “ Image” means an electronic image of the front and back of a Check. “ File” means, collectively, the Images, MICR Data, amount of the Check(s) and Customer’s Instructions transmitted using the Service. “ Eligible Item” has the meaning given in Section 4. In addition to the defined terms in the Agreement, the following terms used in these Service Terms shall have the meanings given below:

Any reference to the Agreement herein shall be deemed to include these Service Terms. Unless otherwise defined herein, any capitalized terms shall have the meaning as set forth in the Agreement. In the event of a conflict between these Service Terms and other terms in the Agreement, these Service Terms shall control. These Remote Deposit Service Terms (the “Service Terms”) set forth the terms under which Customer may electronically transmit Images of Eligible Items (each as defined below) for deposit to an Account through use of scanner equipment and via the Channels, which are collectively referred to as the “Service.” The Service is also subject to the General Provisions of the Treasury Management Terms and Conditions Agreement (the “Agreement”) as if fully incorporated herein and all Applicable Laws.

Reg cc check endoresment